dan, what's going on right now with obama care? >> wolf, first of all, it's a very complicated law, as you know, and there are now these delays. what it does is it gives critics more ammunition, more reasons to discredit the law, and to remind americans that the president over-promised. >> when president obama was selling health care reform, part of the pitch included this promise. >> we'll place a limit on how much you can be charged for out of pocket expenses. >> reporter: when this requirements takes effect, the cap will be twice as here, yet another delay in the roll-out. that hitch buried in bureaucratic language on the labor department's web side -- all the individual out of pockets costs were supposed to be capped at $6,350 by next year. now certainly individuals will face two caps that combined total more than $12,000. >> there's major medical policy with prescription drug benefits from a separate provider, for example. in that sort of situation, if that prescription drug policy doesn't have a cap today, then under this del